Generally speaking, I don't buy lottery tickets (I view them as a tax on the stupid, and in that regard, I've paid my share).

When I waver is when I start thinking about how I'll ever afford a home in an area I like in this very expensive (by Canadian standards) city.

But every once in a while, a story like this comes along to remind me that a lottery win isn't a ticket to happiness. In fact, it could provide passage on a very dark journey.

An excerpt from the NYT story:

For Mack W. Metcalf and his estranged second wife, Virginia G. Merida, sharing a $34 million lottery jackpot in 2000 meant escaping poverty at breakneck speed.

Years of blue-collar struggle and ramshackle apartment life gave way almost overnight to limitless leisure, big houses and lavish toys. Mr. Metcalf bought a Mount Vernon-like estate in southern Kentucky, stocking it with horses and vintage cars. Ms. Merida bought a Mercedes-Benz and a modernistic mansion overlooking the Ohio River, surrounding herself with stray cats.

But trouble came almost as fast. And though there have been many stories of lottery winners turning to drugs or alcohol, and of lottery fortunes turning to dust, the tale of Mr. Metcalf and Ms. Merida stands out as a striking example of good luck - the kind most people only dream about - rapidly turning fatally bad.

Mr. Metcalf's first wife sued him for $31,000 in unpaid child support, a former girlfriend wheedled $500,000 out of him while he was drunk, and alcoholism increasingly paralyzed him. Ms. Merida's boyfriend died of a drug overdose in her hilltop house, a brother began harassing her, she said, and neighbors came to believe her once welcoming home had turned into a drug den.

Though they were divorced by 2001, it was as if their lives as rich people had taken on an eerie symmetry. So did their deaths.

In 2003, just three years after cashing in his winning ticket, Mr. Metcalf died of complications relating to alcoholism at the age of 45. Then on the day before Thanksgiving, Ms. Merida's partly decomposed body was found in her bed. Authorities said they have found no evidence of foul play and are looking into the possibility of a drug overdose. She was 51.

Ms. Merida's death remains under investigation, and large parts of both her and Mr. Metcalf's lives remain wrapped in mystery. But some of their friends and relatives said they thought the moral of their stories was clear.

"Any problems people have, money magnifies it so much, it's unbelievable," said Robert Merida, one of Ms. Merida's three brothers.

Mr. Metcalf's first wife, Marilyn Collins, said: "If he hadn't won, he would have worked like regular people and maybe had 20 years left. But when you put that kind of money in the hands of somebody with problems, it just helps them kill themselves."